Key Takeaways
- 2025 Open Enrollment begins Oct. 31 – Nov. 22, 2024
- Healthcare equity and accessibility is UC’s number one priority
- UC’s medical plan costs will increase this year
- UC will increase its contribution to medical premiums
This year, the annual Open Enrollment for health benefits begins Thursday, October 31, 2024. To help you make informed decisions about your
benefits, carefully review the detailed information regarding important changes in UC Health Benefits for 2025 that has been released in a message from Systemwide Human Resources Vice President Cheryl Lloyd to the UC community.
Key Updates on Medical Plan Costs
The trends driving increased medical costs and premiums we all experienced last year are continuing in the marketplace for 2025. As a result, UC's medical plan costs will rise due to a number of factors, including:
- Higher healthcare utilization as our population ages
- Increased chronic health conditions
- Enhanced benefits
- Growing use of expensive new treatments
UC’s Contribution
To help offset these rising costs for employees and retirees, UC will increase its contribution to medical premiums by $198 million from its total in 2024. However, this means that employee and retiree contributions will also need to grow. Most employees can expect no more than an 11% increase in their contributions. Contributions will continue to be based on salary, meaning higher earners will see larger increases.
Stay Informed
A dedicated 2025 Open Enrollment website is available with tools and resources to help you navigate the changes in UC Health Benefits. In addition, a Frequently Asked Questions on 2025 Open Enrollment has been published on UCnet, as well as a helpful Vendor List with virtual webinars to attend and an Open Enrollment Calendar of Events.
