UC offers a choice between a pension and a standalone 401(k)-style account — along with savings programs and educational and counseling resources to help you plan for a secure and rewarding retirement.
Learn more about the different plans at the links below.
University of California Retirement Plan (UCRP)
UCRP is the primary plan for most full-time employees, a choice of either a pension plan or a 401k-style plan, the specifics of which depends upon your date of hire and bargaining unit.
Retirement Savings Plans
The 403(b) Plan, 457(b) Plan and Defined Contribution Plan are optional plans in addition to your primary plan to save additional money to have the standard of living you want in retirement.
Retirement Choice Resource Guide
For new employees and those looking to choose their primary plan, learn about the two primary retirement options: Pension Choice or Savings Choice
UC Retirement Choice Program
For employees hired July 1, 2016, and after who are subject to the maximum on pensionable earnings under the California Public Employees’ Pension Reform Act.
Defined Contribution Plan (DCP)
DCP 401(a) are retirement savings and investment plans that supplement the UCRP pension plan. The DC Plan consists of two separate accounts, the Pre-Tax Account and the After-Tax/Rollover Account.
UC Financial Education Classes
Check out the class offerings and schedule to learn more about your UC retirement benefits or managing your financial life in general.
UC Retirement at Your Service (UCRAYS)
Check your retirement tier, pension estimate and other information about your retirement at the UCRAYS website.
Social Security Administration (SSA)
This US government website can give you a benefits estimate and other information about Social Security.
UC Retirement Glossary
This is a list of term definitions from the UCLA retirement counselors.
Retirement Frequently Asked Questions
Answers to common questions regarding UC retirement.
Retirement Readiness
Take the next step toward a confident retirement. Explore resources to help you prepare for retirement, understand your retiree benefits, and learn about the programs and services available to support you throughout retirement. Whether you're planning ahead or getting ready to retire soon, you'll find the information you need to make informed decisions about your future.
Preparing for Retirement
These are resources for those nearing retirement. Note that it can take 3–4 months to apply for and elect your retirement.
Benefits for Retirees
More about health and welfare benefits for retirees.
Capital Accumulation Provision (CAP)
A special provision established by the UC Regents when the state of California was having budget crisis. CAP affects UCRP members from 1992-1994 and 2002-2003.
Retirement Administration Service Center (RASC)
Roadmap and resources for when you’re getting close to retirement.
Rehired Retirees
Information and resources about rehiring retired UC employees back into senior management or staff positions.